Whether you call it a To-Do, Task, or Next Action List they are all basically the same. Its the stuff you want to get done. The basic to-do list has suffered at the hands of people who do not understand its power. In its simplest form it is just a list. It does not impart any special meaning about how important it is. With a plain list you at least know what to do. What is important, or possible to do is another story. How can we make this list better?
Priorities
The first way it is possible to make a to-do list better is to add priorities to the list. If you can separate what you want to do from what has to be done you are further down the road to being more productive. Another way that you may want to mix priorities into the mix is to decide what is also urgent and what is not urgent.
Contexts
Some productivity systems use the idea of contexts to help them be more productive. They divide the to-do list into actions that can be done in a certain spot. Some examples of this are a list of everything you can do on the computer, or a list of all telephone calls that you need to make.
When to Make Your List
I believe that the best time to make your list is during your weekly review. I like a big list for a week, and then during my daily review is to pick three big things and two small things to do. Some people like to make a list daily. I still suggest it being about three big tasks and two small ones.
The task list has potential to be useful, but it can also stop being useful in a few ways. First, if you do not use any type of prioritization on your list it will not work for you. Second, it is possible to go overboard on the prioritization, or contexts and create a list which is unusable. It is a balancing act to create a list which is usable to you. Color can be a useful tool for making tasks of different priorities or contexts standout.z
The process of budgeting is a circular process. First you make a budget, then you track spending, then you refine your budget, and it keeps going. This process allows us to refine our spending habits and cut excess expenses and save money. It can be hard to look at our finances this much. People may be uncomfortable learning just how much they spend on coffee or soda, eat out, or how much over what they make that they are spending. These are hard facts to face but with a little work and creativity finances can be brought under control.
The first step in meeting your financial goals is to discover your financial values. It is possible that you may not know how you feel about and treat money. I tried to come up with a set of exercises to help you find your financial values. I found two exercises that are from 
Making a plan to eliminate debt can be a simple yet complex exercise. The principles are simple, but the work can be complex at times. It breaks down into three parts:
The Keep-It-Simple Finances system is about acknowledging where you are financially, and then making a plan to get to where you want to be.
I like to create my productivity systems for a few reasons:
What is a productivity system?
When I became serious about writing for my blogs, and using social media I started crafting a web of information. This web consists of two overlapping goals. Spread my blog posts as far as possible, and increase my reach in social media. I use overlapping tools to accomplish these ends.
For years I have teetered between using a notebook and pen or some sort of electronic device for capturing ideas, and for a productivity system. My first exposure to a productivity system was a letter sized piece of paper turned into a weekly planner. You could fold this planner up and put it in a shirt pocket. Then I had a Franklin Covey Catalog come, and I purchased my first planner from them. I still have that binder, and I have used it for several systems. After that I discovered the Palm Pilot. I have had several models of Palm devices. Since the days of the Palm devices I have I discovered Moleskin notebooks and planners and other paper systems. I also discovered the fun of Do It Yourself design. I tried using several setups for my iPad for this, but I went back to paper and pen.